Modern Family Finance.
© Sencillo 2026.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice.
Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2026.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice.
Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2026.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice.
Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2026.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice.
Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2026.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice.
Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2025.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice. Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
Modern Family Finance.
© Sencillo 2025.
Built with 🧡 in London.
Data and Privacy Policy.
Sencillo is regulated and authorised under the Financial Conduct Authority (FCA) as an appointed representative of Creative Finance Corp Ltd (FRN 702435) for all regulated credit activity. All content is for informational purposes only and does not constitute financial advice. Sencillo Finance Ltd is a company registered in England & Wales with company number: 15992336
A financial wellbeing partner to support your families
A financial wellbeing partner to support your families
Tailored financing solutions by FCA regulated providers
Strengthen family retention and affordability
Strengthen family retention and affordability
How does your situation compare?
How does your situation compare?
Existing Fees Financing Services
Existing Fees Financing Services
Existing Fees Financing Services
Risky, restrictive, with liabilities
Risky, restrictive, with liabilities
No proactive financial wellbeing support for families
No proactive financial wellbeing support for families
Limited and inflexible financing options for parents
Limited and inflexible financing options for parents
Regulatory and compliance risk exposure
Regulatory and compliance risk exposure
Delayed or staged payments impacting cash flow
Delayed or staged payments impacting cash flow
Balance sheet liability and exposure to unpaid fees
Balance sheet liability and exposure to unpaid fees
Recourse risk on defaults
Recourse risk on defaults
Debt chasing sits with the school
Debt chasing sits with the school
Family first, purpose led and reduced risk
Family first, purpose led and reduced risk
Financial wellbeing support at no cost to the school.
Broader financing options for parents
No regulatory risk – Sencillo is regulated by the FCA
Improved cash flow – fees in full, in advance
No liability on your balance sheet.
No recourse – reduced credit risk
No debt chasing – this is the lender's responsibility.
Existing Fees Financing Services
Risky, restrictive, with liabilities
No proactive financial wellbeing support for families
Limited and inflexible financing options for parents
Delayed or staged payments impacting cash flow
Balance sheet liability and exposure to unpaid fees
Recourse risk on defaults
Debt chasing sits with the school
Regulatory and compliance risk exposure
Become an Education partner
Become an Education partner
Become an Education partner
Help your families plan, fund and build security and confidence in their children's education journey
Help your families plan, fund and build security and confidence in their children's education journey
Help your families plan, fund and build security and confidence in their children's education journey
Partners, collaborators & associations
Partners, collaborators & associations
Want to help
your families feel money-confident?
Want to help
your families feel money-confident?
Nurseries
Nurseries
Schools
Schools
Universities
Universities
Sencillo partner's with independent Nurseries, Schools and Universities to improve affordability through smart planning tools and access to responsible, FCA-regulated finance.
As a family focused, technology enabled, regulated platform, our approach delivers fees upfront, removes regulatory exposure, removes balance sheet liability and credit risk, eliminates debt chasing, and lowers administrative effort for bursars and operational teams.
Sencillo partner's with independent Nurseries, Schools and Universities to improve affordability through smart planning tools and access to responsible, FCA-regulated finance.
As a family focused, technology enabled, regulated platform, our approach delivers fees upfront, removes regulatory exposure, removes balance sheet liability and credit risk, eliminates debt chasing, and lowers administrative effort for bursars and operational teams.
Become a Education Partner
Nurseries
Schools
Universities
We partner with independent Nurseries, Schools and Universities to improve affordability through smart planning tools and access to responsible, FCA-regulated finance.
Our approach delivers fees upfront, removes balance sheet liability and credit risk, eliminates debt chasing, reduces regulatory risk, and lowers administrative effort for bursars and operational teams.
Become a partner